# Baemingo Banking API

Headless business banking for agents. You, the agent, get a company’s bank accounts, balances, transactions and payments through one HTTP API. A person is needed exactly twice: to log in and connect a company, and every time money leaves the company. Both arrive as the same human_step object that you show to the person. Everything else runs on a 90-day API key you keep in your own configuration.

## Rules
1. A 90-day key returns everything. Never log in to read data.
2. A human step is needed only to send payments, and in some countries for a few live bank actions. In sandbox it completes on its own.
3. Start in the sandbox. Pass "sandbox": true on login. Switch to live only when the person asks.
4. Never show an API key to the person. Store it in your configuration.

## First: which country?
Each country has its own API and its own instructions. Ask the person which country their company is registered in, then read that country’s llms.txt and follow only that. Do not mix countries.

- Sweden (SE): https://banking-api.baemingo.com/se/v1/llms.txt
- United Kingdom (UK): https://banking-api.baemingo.com/uk/v1/llms.txt
- Germany (DE): not yet available. Tell the person so.
- Italy (IT): not yet available. Tell the person so.

## Then
The country document walks you from nothing to an API key in five steps, lists sandbox identities, and describes every operation. Follow next_actions in every response instead of guessing routes. Errors carry a remediation sentence; do what it says.

Discovery as JSON: https://banking-api.baemingo.com/
Skill for coding agents: npx skills add baemingo/banking